Category Archives: Uncategorized

We’ve Moved Offices!!!

Please come and visit, our new office is located at:

24655 Southfield Rd
Suite 207
Southfield, MI 48075

October 12, 2010 – 12:55 pm | By jjacoby | Posted in Uncategorized | Comments (0)

RESPA Required Disclosures at Time of Loan Application

RESPA mandates that consumer borrowers receive disclosures their lender with specific content at specific times in the residential loan settlement process. This post will address disclosures mandated at the time of loan application, while the next post will address disclosures made before settlement/closing occurs. When borrowers first apply for a mortgage loan, either the mortgage …

March 31, 2010 – 5:14 pm | By asmykla | Posted in Foreclosure, Residential Real Estate, Uncategorized | Tagged , , , , , , , , , , , , , | Comments (0)

RESPA – Real Estate Settlement Procedures Act

This is the first in a series of blog posts addressing the Real Estate Settlement Procedures Act (RESPA). 12 U.S.C. Sec. 2601.

March 17, 2010 – 11:11 am | By asmykla | Posted in Foreclosure, Residential Real Estate, Uncategorized | Tagged , , , , , , , , , , , , , , , , , , , | Comments (0)

TILA Residential Mortgage Disclosures

Most home mortgages are subject to the disclosure requirements of TILA. 15 U.S.C. Sec. 1638. The required disclosures must be provided to the homeowner prior to the consummation of the transaction, i.e. prior to closing. Homeowners have the right to rescind most credit transactions, including home equity loans, where the home is taken as collateral. …

February 19, 2010 – 11:40 am | By asmykla | Posted in Foreclosure, Residential Real Estate, Uncategorized | Tagged , , , , , , , , , , , , , , , , , | Comments (0)